Credote vs Creditsafe

Compare free, public business credit reports with Creditsafe's expensive subscription model and paywall-protected data

Credote

100% FREE

Public business credit bureau

  • Free business credit reports for everyone
  • Open to all business types and sizes
  • Public records indexed by search engines
  • Instant payment processing & resolution
  • Real-time updates and notifications
  • No subscription fees or hidden costs

Creditsafe

£300-2000+/month

European subscription service

  • Expensive monthly subscriptions required
  • Corporate-focused, complex approval process
  • Data locked behind expensive paywalls
  • Manual processes for disputes and updates
  • Limited payment resolution services
  • Complex pricing tiers and usage limits

Feature Comparison

Feature
Credote
Creditsafe
Monthly Cost

Base subscription pricing

£0

Completely free

£300-2000+

Plus usage fees

Access Requirements

Who can use the service

Open to all businesses

Corporate approval required

Data Accessibility

How information is accessed

Public, searchable records

Paywall-protected data

Payment Processing

Debt collection integration

Instant payment links

Limited payment services

Update Frequency

How often data is refreshed

Real-time updates

Periodic updates

Target Market

Primary user base

All businesses, SMEs, freelancers

Large corporations

Why Businesses Choose Credote Over Creditsafe

No Subscription Costs

While Creditsafe charges £300-2000+ per month plus usage fees, Credote provides all core services completely free. Small businesses and freelancers can access the same quality credit information without expensive subscriptions.

Annual Savings: £3,600-24,000+ by choosing Credote over Creditsafe subscriptions

Inclusive Access

Creditsafe focuses on large corporations with complex approval processes. Credote welcomes all business types - from freelancers to enterprises - with instant, no-approval access to credit information.

Instant Access: No corporate approval, credit checks, or minimum spend requirements

Public Transparency

Creditsafe locks credit information behind expensive paywalls. Credote makes business credit records publicly searchable and indexed by Google, promoting transparency and accountability in business payments.

Open Data: Public records accessible to everyone, not just paying subscribers

Integrated Payment Processing

Creditsafe provides credit information but limited payment resolution services. Credote integrates instant payment processing, allowing debtors to pay immediately and resolve defaults in real-time.

Payment Integration: Instant payment links and automatic default resolution

Success Stories

Digital Marketing Agency

London, UK

"We were paying £800/month for Creditsafe but only using it occasionally. Credote gives us the same credit insights for free, and the payment processing has helped us collect £15,000 in overdue invoices."

Saved £9,600/year, collected £15,000 in overdue payments

Freelance Consultant

Manchester, UK

"Creditsafe wanted £300/month minimum, which was too expensive for my freelance business. Credote lets me check clients for free and has helped me avoid three potential non-payers."

Avoided bad debt, no subscription costs

Creditsafe Limitations

Cost Barriers

  • £300-2000+ monthly subscriptions exclude small businesses
  • Additional usage fees for report downloads
  • Complex pricing tiers difficult to understand
  • Long-term contracts with cancellation penalties

Access Restrictions

  • Corporate approval process excludes freelancers
  • Credit checks required for account approval
  • Minimum spend requirements for smaller plans
  • Data locked behind paywall, not publicly searchable

Ready to Switch from Creditsafe?

Join thousands of businesses who've saved money and gained better insights by switching to Credote's free, transparent business credit platform.

No subscription required • Instant access • Cancel Creditsafe and save £3,600-24,000+ annually