Skip expensive lawyers and collections agencies. File defaults that create permanent credit impact for free. Debtors get 30 days to pay before it becomes public.
No more expensive lawyers or collections agencies. File defaults that create permanent credit impact for free. Debtors get 30 days to pay before it becomes public.
Fair warning system that gives businesses time to resolve payment before permanent credit impact occurs.
Debtors are notified instantly via email with payment link, giving them opportunity to resolve or dispute the filing.
Documented debt recovery process that supports your legal rights while maintaining compliance with Australian consumer law.
Our structured approach ensures fair treatment for all parties while maintaining effective debt recovery and industry payment standards.
Provide detailed information about the overdue invoice including creditor details, debtor information, and supporting documents.
The debtor is notified immediately via multiple channels and given full details of the overdue amount and 30-day grace period.
During this period, the debtor can pay the outstanding amount, negotiate payment terms, or dispute the claim if incorrect.
If resolved within 30 days, the report is marked as paid. If unresolved, it becomes a public payment default on their credit file.
Improve your debt recovery success rate while contributing to better payment practices across Australian business.
Studies show that formal reporting increases payment rates by up to 70% as debtors prioritize protecting their credit rating.
Creates formal record of debt recovery attempts, strengthening your position in any future legal proceedings.
Help build comprehensive payment behavior database that protects businesses globally from payment defaults.
No need for costly legal fees or collection agency commissions. Create permanent credit impact for free that's often more effective.
30-day grace period allows for negotiated solutions that can preserve business relationships while recovering debts.
Once reported, the system handles notifications, tracking, and follow-up automatically, saving you time and effort.
Built-in dispute process ensures legitimate claims are resolved fairly while protecting against fraudulent reports.
Receive notifications when debtors respond, make payments, or when the grace period expires for timely follow-up action.
Ensure your report meets legal requirements for accurate and enforceable debt recovery
Overdue invoices must be for $150 or more to be eligible for reporting to business credit agencies.
Invoice must be at least 60 days overdue from the original due date before it can be reported.
Must provide original invoice, proof of delivery, and evidence of collection attempts.
Must demonstrate reasonable attempts to collect the debt before reporting to credit agencies.
All business details, amounts, and dates must be accurate and verifiable through supporting documents.
Must be the original creditor or have legal assignment of the debt to report overdue invoices.
Common questions about reporting overdue invoices and the 30-day grace period system
If payment is made within 30 days, the report is marked as resolved and will not appear as a payment default on their credit file. The record shows successful resolution rather than default.
Yes, debtors have the right to dispute reports they believe are incorrect. We provide a fair dispute resolution process that investigates all claims and removes incorrect information.
Overdue invoice reports that progress to payment defaults remain on business credit files for up to 5 years, unless paid and marked as satisfied.
Each invoice should be reported separately as they represent distinct credit events. However, you can consolidate multiple invoices if they're part of the same project or ongoing service.
Yes! We support businesses globally across 90+ countries with localized business registration numbers and 50+ major currencies. Our platform handles international invoices with proper local formatting and validation.
Submitting false or misleading information can result in legal liability. We verify all reports and may refer suspected fraudulent reports to relevant authorities.
Use our fair and transparent 30-day grace period system to recover outstanding debts while maintaining professional business relationships.
β οΈ Important: All filings include a 30-day grace period, giving debtors time to pay before permanent credit impact occurs.