Compare free, simple business credit reports with Coface's expensive enterprise credit insurance solutions
Simple business credit bureau
Enterprise credit insurance
Base subscription pricing
Completely free
Plus insurance premiums
Primary business focus
Simple credit reporting
Credit insurance & protection
Who can use the service
Open to all businesses
Enterprise approval & underwriting
Ease of use and setup
Simple & instant
Complex enterprise solution
Debt collection integration
Instant payment links
No payment processing
Commitment requirements
No contracts required
Long-term insurance contracts
Primary user base
All businesses, SMEs, freelancers
Large enterprises with high risk
While Coface charges €1000-10000+ per month for credit insurance plus premiums, Credote provides all core credit information completely free. Small businesses get the insights they need without insurance costs.
Annual Savings: €12,000-120,000+ by choosing Credote over Coface insurance
Coface focuses on complex credit insurance solutions with lengthy underwriting processes. Credote provides straightforward credit information instantly, without insurance complexity or approval delays.
Instant Access: No underwriting, approval processes, or complex insurance terms
Coface targets large enterprises with high-risk exposure requiring insurance. Credote welcomes all business types - from freelancers to enterprises - with instant access to credit information.
No Barriers: No minimum revenue, credit requirements, or enterprise approval needed
Coface provides insurance coverage but no payment processing services. Credote integrates instant payment processing, allowing debtors to pay immediately and resolve defaults in real-time.
Payment Integration: Instant payment links and automatic default resolution
Lyon, France
"Coface quoted us €36,000/year for credit insurance, but we just needed basic credit checks. Credote gives us the credit information we need for free, and the payment processing has helped us collect overdue invoices."
Brussels, Belgium
"Coface's insurance solutions were overkill for our consulting business. We just needed to check client creditworthiness. Credote provides exactly what we need - simple, free credit information."
Join thousands of businesses who've saved money and simplified their credit processes by switching to Credote's free, transparent business credit platform.
No insurance required • No contracts • Cancel Coface and save €12,000-120,000+ annually