Transparent Pricing

All core services are completely free. Only pay when you receive payments through our platform.

Our Services

Transparent pricing with no hidden fees

File Invoice Defaults

FREE

Report overdue invoices and unpaid payment defaults to our business credit bureau. Creates permanent credit damage for non-paying businesses.

  • 30-day grace period for debtors
  • Automated debtor notifications
  • Permanent credit record after 30 days
File Default - FREE

Business Credit Reports

FREE

View complete business credit profiles including payment defaults, overdue invoices, and credit risk assessment.

  • Payment defaults history
  • Overdue invoice records
  • Credit risk assessment
Get Credit Report - FREE

Payment Processing

10% + 30¢

Simple, transparent payment processing for resolved defaults. Only charged when debtors pay through our platform.

  • Secure Stripe processing
  • Instant payment notifications
  • Only pay when you get paid

Example: $1,000 payment = $100.30 fee

Payment Terms & Conditions

Free Services

  • File invoice defaults at no cost
  • View business credit reports for free
  • Access payment defaults database
  • No account fees or subscriptions

Payment Processing

  • Fees deducted automatically from payments received
  • Net amount transferred to your bank account
  • Processing typically takes 2-3 business days
  • Detailed transaction reporting provided
Fair Use Policy: All fees are clearly disclosed before any charges are incurred. We believe in transparent pricing with no hidden costs or surprise fees. Payment processing fees only apply when debtors choose to pay through our platform.

Frequently Asked Questions

Common questions about our pricing and payment terms

Why are all services free?

We believe in improving industry payment standards. By making invoice default reporting and credit reports free, we encourage transparency and help businesses make better credit decisions. We only earn when payments are processed through our platform.

When are payment processing fees charged?

Processing fees are only charged when a debtor chooses to pay through our platform. If they pay you directly, no fees apply. Fees are automatically deducted from the payment before transferring the net amount to your account.

What information do credit reports contain?

Our credit reports show payment defaults, overdue invoice filings, and business contact information. All data comes from our database of reported payment issues and defaults filed by creditors.

Are there any hidden fees?

No. All core services are completely free - filing defaults and viewing credit reports cost nothing. Payment processing is 10% + 30¢ and only applies when debtors pay through our platform.

How do I receive payments from debtors?

When you file a default, debtors receive a secure payment link. If they pay through our platform, we process the payment, deduct our fee, and transfer the net amount to your bank account within 2-3 business days.

What types of defaults do you track?

We track overdue invoices and unpaid payment defaults. When a business fails to pay within 30 days of filing, it becomes a permanent record on their credit profile. This helps other businesses assess payment risk.

Ready to Get Started?

All services are completely free. Only pay when you receive payments through our platform.